disclosures & disclaimers

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Not a direct lender …

SwiftWire™ Loans is not a lender and does not represent lenders as a loan broker or in any other capacity other than as a loan matching referral service, offering free rate quotes with no impact to your FICO® Scores. SwiftWire™ Loans does not run your credit (soft or hard pull) and is not acting as a credit services agent for you.

Lenders may perform a soft pull of your credit during the free rate quote process. Soft credit pulls have no impact to your credit scores or rating. You must select a rate quote and then apply for credit directly with the lender with which you choose to apply. Any credit product for which you apply is solely the product of the lender. Most lenders will perform a hard credit check under the Fair Credit Reporting Act in order to evaluate your request promptly and adequately. Your permission will be asked for prior to any hard credit inquiry being performed. Rates, terms and fees will be based on your individual credit history and underwritten by the lender NOT SwiftWire™ Loans.

Affiliate Disclosures …

SwiftWire™ Loans and it’s owner operators based in San Francisco, California periodically take part in affiliate marketing partnerships with third-party service providers. We may have affiliate links on our APR estimator report pages you generate when using our pre-application form where you enter your zip code and credit score. Other than that, if we link to any other third-party website (wherein the SwiftWire™ owners and operatores may possibly earn a commission from your choice to use one of their products or services of said parties) we will highlight and identify the nature of the link as an advertising relationship.


100 Montgomery Street
San Francisco, CA 94104
P: 415 569 3943
E: h@swiftwireloans.com

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